Creating a map QIWI Wallet via a smartphone on Android is a process that takes no more than 10 minutes, but requires attention to detail. A virtual card is issued instantly and is suitable for making payments on the Internet, while a plastic card (if it is still available in your region) may be needed for withdrawing cash or making payments in stores. In this article we will examine current methods of issuing cards without commissionsthe nuances of account verification and restrictions, which QIWI does not always warn you in advance.

It is important to understand: issuance rules cards in QIWI change periodically - today virtual cards are available to all verified users, and plastic cards may be limited by region or type of wallet. We'll focus on universal steps that work regardless of app interface updates. If you need a plastic card, first check its availability in your personal account - more about this in the section about card types.

Which QIWI cards can be issued via Android

Through the mobile application QIWI Wallet on Android two types of cards are available:

  • 📱 Virtual card —issued instantly, linked to the main account, suitable for online payments (including Google Pay i Samsung Pay). The card number is generated automatically, CVV and expiration date are displayed in the application.
  • 💳 Plastic card - a physical medium with a chip, can be used to withdraw cash from ATMs (the commission depends on the tariff). Issue takes up to 14 days, delivery is paid (from 200 to 500 rubles depending on the region).

Starting 2023 QIWI is gradually curtailing support for plastic cards for new users, leaving them only for clients with a high level of verification (for example, with confirmed passport and registered address). Virtual cards remain available to everyone, but with limits on transactions.

📊 What type of QIWI card do you need?
Virtual for online payments
Plastic for cash withdrawals
Both options
Not decided yet
Card type Issue date Cost Transaction limit
Virtual Instantly Free Up to 15,000 ₽/day*
Plastic (if available) 7–14 days From 0 ₽ (depending on the promotion) Up to 600,000 ₽/month

*Limits may be reduced for new accounts or if fraud is suspected. For example, when a virtual card is first issued, the maximum payment amount may be limited to 5,000 ₽.

⚠️ Attention: If plastic cards QIWI are not available in your region, the application will not show the option to order them. Check the current list of supported regions in the section Cards → Order a plastic one.

Account requirements for issuing a card

To issue any card QIWI, your account must meet the following conditions:

  • 🔹 Verification by phone —mandatory minimum. Without linking the number (with SMS confirmation), it is impossible to issue a card.
  • 🆔 Identity confirmation —for a plastic card, you need to upload a passport (page spread with photo + registration). A virtual card can be issued without a passport, but with reduced limits.
  • 📱 Active mobile application - issuance of cards through the web version of the site QIWI is limited. Use the official application from Google Play.

If you have never used QIWI Walletbefore issuing a card:

  1. Download the application and register (you will need a phone number and email).
  2. Replenish the balance by any amount (even 10 ₽) - this will confirm the activity of the account.
  3. Link a bank card or use another method of replenishment (terminals, transfers).
⚠️ Attention: If your account was blocked for suspicious transactions (for example, frequent transfers of small amounts), release the card will not be available. In this case, contact support QIWI through the section Help in the application.

Install the latest version of the QIWI application|Confirm your phone number by SMS|Top up your balance by 10+ ₽|Go through passport verification (for a plastic card)|Check that there are no blockages in the transaction history-->

Step-by-step guide: how to issue a virtual card

A virtual card QIWI is created in 3-5 clicks. Follow the instructions:

  1. Open the application and log in. On the main screen, tap on the icon Maps (usually in the bottom menu).
  2. Select the option Issue a virtual card. If there is no button, update the application or check the limits in the section Profile → Settings.
  3. Confirm release — the system will generate a card number, expiration date (usually 3 years) and CVV code. This data will be displayed immediately after creation.
  4. Save details in a secure place (for example, Google Keep or a password manager). The card number will also be available in the section My cards.

The finished virtual card can be immediately linked to Google Pay or Samsung Pay:

  1. Open the payment application system.
  2. Tap Add card → Another card.
  3. Enter data from QIWI Wallet (number, term, CVV).
  4. Confirm the linking via SMS from QIWI.
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If the virtual card is not displayed in Google Pay, check whether your bank (QIWI issuer) supports this option. An alternative is to use the card to pay through a browser (enter the details manually).

How to order a QIWI plastic card (if available)

The process of issuing a plastic card is longer and requires verification. If the option is available in your region, follow the steps:

  1. Go to the section Cards and select Order a plastic card.
  2. Fill in the data:
    • 📍 Delivery address — must match the registration address in the passport (if verification took place using it).
    • 💳 Card design — some options may be paid (for example, personalized cards).
  • Pay for delivery (if it is not free on promotion). The amount will be debited from the balance QIWI Wallet.
  • Confirm order via SMS code. The processing status can be tracked in the section My orders.

    • Plastic card production time - 7–14 working days. Delivery is carried out via Russian Post or courier services (depending on the region). After receiving the card, you must activate:

    1. Insert the card into an ATM of any bank.
    2. Enter the PIN code (received by SMS message from QIWI).
    3. Perform any operation (for example, check your balance).
      4. ⚠️ Attention: If you do not activate your plastic card within 30 days of receipt, it will be blocked. Re-issue may require payment of a fee.
      What to do if the plastic card did not arrive on time?

      If the card is not delivered within the specified 14 days, check the status in the section My orders. If the status is "Sent", contact the support team QIWI via chat in the application (section HelpIndicate the order number and delivery address. In some cases, cards are lost in the mail - then QIWI will issue a duplicate for free.

      Limits and commissions: what you need to know

      Even a free virtual card QIWI has restrictions that depend on the level of account verification:

      Verification level Transaction limit (virtual card) Cash withdrawal limit (plastic card) Issue commission
      Minimum (telephone only) Up to 5,000 ₽/day Not available 0 ₽ (virtual)
      Average (passport without address) Up to 15,000 ₽/day Up to 50,000 ₽/month 0 ₽ (virtual), from 0 ₽ (plastic)
      Maximum (passport + address) Up to 600,000 ₽/month Up to 600,000 ₽/month 0 ₽ (virtual), from 0 ₽ (plastic)

      Additional commissions:

      • 💸 Cash withdrawal — from 2% (minimum 100 ₽) at partner ATMs QIWI.
      • 🌍 Operations abroad - up to 3% of the amount + conversion at the rate QIWI.
      • 🔄 Reissue cards - from 150 ₽ (for example, in case of loss or expiration).

      Important: limits may be temporarily reduced due to suspicious activity (for example, if you suddenly started paying for large purchases in new stores). In this case, QIWI may request additional documents to confirm the operation.

      💡

      The higher the verification level, the higher the limits and the lower the commissions. For example, with a confirmed registration address, you can withdraw up to 600,000 ₽ per month from a plastic card without blocking.

      Frequent problems and their solutions

      When issuing a card QIWI on Android users encounter typical mistakes. Let's look at the most common ones:

      1. The "Issue card" button is inactive

      Reasons:

      • 📵 Phone number is not confirmed (SMS code required).
      • 🔒 Account blocked for suspicious activity.
      • 📱 An outdated version of the application is installed (update in Google Play).

      Solution: Check your account status in the section Profile → Security. If there is a blocking, contact support with a photo of your passport.

      2. Error when linking to Google Pay

      Reasons:

      • 🛑 The card does not support contactless payments (check the card details in QIWI).
      • 📵 The device is not certified for Google Pay (for example, custom firmware).
      • 🌐 Account region Google does not match the card region.

      Solution: Try to link the card through the browser (manually enter the details when paying. If the problem is in the device, install the official one). firmware.

      3. The card has been issued, but SMS with code are not received

      Reason:

      • 📵 The phone number is blocked by the operator.
      • 🔕 Do not disturb mode or SMS filtering is enabled.
      • 📡 Problems on the side QIWI (check the status of the service on the website qiwi.com).

    Solution: Try to request the code again after 5 minutes. If SMS do not arrive, contact support QIWI and check if it is blocked Is your number for mailings.

    ⚠️ Attention: If you use a virtual number (for example, through services like OnlineSIM), issuing a card will not be possible. QIWI blocks such accounts as fraudulent.
    Is it possible to issue a QIWI card without passport verification?

    Yes, a virtual card can be issued with verification only by phone, but the limits will be very limited (up to 5,000 ₽ per day). For a plastic card, a passport is required.

    How many virtual cards can be issued per account?

    Usually it is allowed to issue up to 5 virtual cards at the same time. If the limit is exceeded, old plastic cards can be ordered no more than 1-2 per account (depending on the account). tariff).

    Is it possible to replenish a QIWI card from another bank card without a commission?

    Yes, replenishment from cards Tinkoff, SberBank and some other banks occurs without a commission. See the full list of partners in the section Top up → Bank card.

    What to do if the CVV code of the virtual card is lost?

    The CVV code of the virtual card can be viewed at any time in application QIWI (section My cards → Show details). If the card is deleted, issue a new one - it's free.

    Can I use a QIWI card abroad?

    Yes, but with a commission of up to 3% for currency conversion. It is easier to link a virtual card to Google Pay or Apple Pay for payment in stores. A plastic card can be used at ATMs, but check the withdrawal rates in your country.